Fall Back

Yes, it is the night to set your clocks back before you go to bed, as daylight saving time ends and we return to standard time.

So I can go to bed at midnight tonight and it’ll only be 11 p.m.  ~:-D  Maybe that means all the carbs I just ate don’t count somehow?

PS – beautiful chippendale clock courtesy of Clipart ETC.

Debt-Proof Your Marriage

Debt-Proof Your Marriage: How to Achieve Financial Harmony (Debt-Proof Living) is a book I am whole-heartedly recommending to you today.  I have it on my lap, even as I type.  I have been reading it for two days now and I know it will change our finances.  I am believing that it will change the way my husband and I live and spend.

We do not make a lot of money, we are not upper class, but we certainly should be able to survive on my husband’s income.  However, we don’t.  Now, anyone who knows me well, knows that we have had some medical issues that have altered our circumstances a bit.  Still, Debt-Proof Your Marriage: How to Achieve Financial Harmony (Debt-Proof Living) has guidelines that will help a couple have money put up for emergencies. 

My husband and I have talked extensively about my being home full time and working on my home business endeavors.  This would help our entire family.  We have purposed to make things so that I can be home and we will be able to remain afloat (and doing fine) should another emergency arise.  We have tried this before, but this time we are purposed to make it really happen.  Both of us — on the same page — reading this book together and believing we can make it happen.

Mary Hunt has so many ideas that are going to help us do this.  One of the things I have already found in her book — Debt-Proof Your Marriage: How to Achieve Financial Harmony (Debt-Proof Living) — that has appealed to my heart is for wives to honor your husbands as the leader of the family and for husbands to nurture your wives.  She encourages giving from your money first to help others and paying yourself first, some things we need to do much better at!

Anyway, if you are struggling financially right now, spending more than you make, amassing debts that you are worrying about paying, or just starting out without a purpose for your money and without really knowing each others’ spending habits, I highly recommend you put this book in your home library, or go to your local library and check it out!